Terms of Use

Last updated: June 22, 2026

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Welcome to Monnaio. By using the app, you agree to the terms below. Please read them carefully.

1. The service

Monnaio is a personal expense management app that lets you record your expenses, track your budget, and scan your receipts using artificial intelligence.

2. Your account

3. Acceptable use

You agree to use Monnaio only for personal and lawful purposes, and not to attempt to disrupt, copy, or misuse the service.

4. AI scanning

Receipt scanning uses an AI service to extract information from your receipts. Results are provided as an aid; you remain responsible for checking and correcting the saved information.

5. Availability

We do our best to keep the app running smoothly but cannot guarantee uninterrupted availability. The service may change or be discontinued.

6. Liability

Monnaio is a budgeting aid. It does not constitute financial advice. We cannot be held liable for decisions made based on the information displayed.

7. Changes

These terms may be updated. The last updated date appears at the top of this page.

8. Contact

For any question: contact@monnaio.com